What is an Accumulator Bet? Accumulator Tips for Ghanaian Players

6 September 2022
18+ | Please play responsibly | Terms and Conditions apply | Commercial Content

Accumulator betting is exciting, risky, and potentially extremely rewarding, all rolled into one. This guide explains all you need to know about the accumulator bet, and we’ve handpicked the best betting sites in Ghana where you can place your wagers online.

Accumulator Bet Explained

Commonly known in Ghana as a multi-bet, an accumulator contains two or more selections into a single (straight line) wager. The odds from each selection are multiplied together to give the total price. As this is a single wager, bettors only need one stake for the entire bet.

The advantage of an accumulator bet is that players can win some massive payouts while betting with small stakes. On the other hand, the disadvantage is that if one selection loses, the whole bet is ruined.

Accumulator Bet Explained

Accumulator Bet Examples

The best way to fully understand the power of an accumulator bet is to see it in action. Here are some examples to look at.

4-selection Accumulator Example

This wager contains four bet selections from this weekend’s EPL matches.

Man City to win1.30
Liverpool to win1.45
Chelsea to win1.60
Tottenham v Arsenal – draw3.50
Total Odds10.56

If you bet GHS 10 as a single on Man City, the total payout would be GHS 13. A pretty slender profit. However, by including them in a multi-bet with other selections, the odds rapidly increase.

6-Selection Accumulator Example

To highlight how quickly the potential payouts can rise, in this example, we have six selections. We’ve kept the original four and added another two.

Man City to win1.30
Liverpool to win1.45
Chelsea to win1.60
Tottenham v Arsenal – draw3.50
Man Utd win2.20
Arsenal win (HT)2.50
Total Odds58.06

Simply by adding two more selections, the odds have increased from 10.56 up to 58.06, so if your stake is GHS 10, the total payout is GHS 580.6 if all the selections win. That’s why accumulators are such a great value bet.

Types of Accumulator Bet

Any bet with multiple selections that only requires one stake amount is effectively an accumulator bet. However, there are a couple of different names/types that you will come across.


A double is the smallest type of accumulator bet. It contains two selections (or legs). As it only has two legs, it’s arguably the easiest bet to win, depending on your selections, of course. The prices for each selection are multiplied together. This total is then multiplied by the stake to produce the final payout.


As the name implies, a treble is an accumulator with three selections. You’d expect the odds to be higher for a treble compared to a double, but the risk increases as you have more legs. Always remember that if one selection loses, the whole bet is lost.

50-selection Accumulator

Most Ghanaian betting sites allow customers to place accumulators with up to 50 selections. Understandably, the chances of landing these bets are relatively slim, but the payouts can be gigantic if you do win.

Same Game Accumulator

There are various names, such as Bet Builder, for this type of accumulator. It is most commonly associated with football betting. A customer makes selections from the same match, such as:

  • Tottenham to win
  • Harry Kane is anytime goalscorer
  • Over 10.5 corners
  • Under 5.5 cards

Cross Sport Accumulator

Curiously, there was a time when bookmakers wouldn’t accept cross-sport accumulators, but they are all the rage now. Quite simply, this is a normal multi-bet, but the selections come from different sports, for instance:

  • Manchester to win the Premier League
  • Australia to win the Rugby World Cup
  • Novak Djokovic to win the US Open
  • England to beat Australia in the 1st Ashes test

Accumulator Bet Calculator

Use our bet calculator to effortlessly work out the payouts from different accumulator bets.

Odd 1

Where to Bet on Accumulators?

We’ve selected the top licensed and regulated betting companies in Ghana for accumulator betting. Have a look below and find your favorite.

  1. Bet £10 & Get £50 in Free Bets for new customers at bet365.
    Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Full T&Cs
    • In-play betting and boosted odds
    • Numerous live streaming events
    • Awesome live casino section
  2. Get up to GHS 200 in Free Bets
    Minimum deposit: GHS 1 Maximum bonus: GHS 200 Wagering requirements: 3x Odds: 3 or higher. Minimum quote: GHS 1 Duration of bonus: 30 days of first deposit Exclusion for some games: Any free bet balance is forfeited as soon as you make a withdrawal Offer is only available to accounts opened after July 7, 2021 Visit site Full T&Cs
    • Supports Ghanaian cedis
    • Various promos for new and existing users
    • Extensive range of sports markets
  3. Get 200% up to 2080 GHS!
    18+ | Commercial Content | Wagering and T&Cs apply | For new customers only Visit site Full T&Cs
    • Simple and fast sign-up process
    • Wide selection of payment options
    • Superb new customer bonuses
  4. 100% first deposit bonus up to €100
    Minimum deposit: GHS 2 Maximum bonus: GHS 700 Wagering requirement in accumulator bets: 5x Each accumulator bet must contain 3 or more events. At least 3 of the events included in an accumulator must have odds of 1.40 or higher. The start dates of all of these events should not be later than the validity period of this offer. Duration of bonus: 30 days of registration. After 30 days the bonus and all winnings made on the bonus will be revoked. Visit site Full T&Cs
    • 24/7 Live chat support
    • Excellent mobile app
    • User friendly navigation and design


An accumulator bet offers players the chance to win big from small stakes, which is why they are one of the most popular bet types around. To complete our review, check out the FAQs below for more information.

How to place an accumulator bet?

The beauty of online betting is that the bet slip is automated. Therefore, you only need to add the selections you want and they will automatically be compiled into one multi-bet. You then enter the bet amount and confirm the wager.

How do you win an accumulator bet?

This is the $64,000 question. Ultimately, there are no guarantees when betting on sports that you’ll win. However, you can improve your chances by thoroughly researching your bets. Also, think about the number of selections. The more you have, the more chance there is of losing.

How are accumulators calculated?

Accumulator bets are calculated by multiplying the odds together. For instance, a 4-leg accumulator has the following odds: 2.0, 5.0, 3.0, and 5.0. Therefore the total odds are (2x5x3x5) 150.0

What is draw no bet accumulator?

A draw no bet accumulator is a multi-bet that consists of draw no bet selections. Of course, the payout on this bet depends on the results because if a match is drawn, that bet is void.

18+ | Please play responsibly | Terms and Conditions apply | Commercial Content