What is an Accumulator Bet? Accumulator Tips for Ghanaian Players

31 May 2023
Leon Travers
Published on May 31, 2023 Last updated on May 31, 2023 

Accumulator betting is exciting, risky, and potentially extremely rewarding, all rolled into one. This guide explains all you need to know about the accumulator bet, and we’ve handpicked the best betting sites in Ghana where you can place your wagers online.

Accumulator Bet Explained

Commonly known in Ghana as a multi-bet, an accumulator contains two or more selections into a single (straight line) wager. The odds from each selection are multiplied together to give the total price. As this is a single wager, bettors only need one stake for the entire bet.

The advantage of an accumulator bet is that players can win some massive payouts while betting with small stakes. On the other hand, the disadvantage is that if one selection loses, the whole bet is ruined.

Accumulator Bet Explained

Accumulator Bet Examples

The best way to fully understand the power of an accumulator bet is to see it in action. Here are some examples to look at.

4-selection Accumulator Example

This wager contains four bet selections from this weekend’s EPL matches.

Man City to win1.30
Liverpool to win1.45
Chelsea to win1.60
Tottenham v Arsenal – draw3.50
Total Odds10.56

If you bet GHS 10 as a single on Man City, the total payout would be GHS 13. A pretty slender profit. However, by including them in a multi-bet with other selections, the odds rapidly increase.

6-Selection Accumulator Example

To highlight how quickly the potential payouts can rise, in this example, we have six selections. We’ve kept the original four and added another two.

Man City to win1.30
Liverpool to win1.45
Chelsea to win1.60
Tottenham v Arsenal – draw3.50
Man Utd win2.20
Arsenal win (HT)2.50
Total Odds58.06

Simply by adding two more selections, the odds have increased from 10.56 up to 58.06, so if your stake is GHS 10, the total payout is GHS 580.6 if all the selections win. That’s why accumulators are such a great value bet.

Types of Accumulator Bet

Any bet with multiple selections that only requires one stake amount is effectively an accumulator bet. However, there are a couple of different names/types that you will come across.


A double is the smallest type of accumulator bet. It contains two selections (or legs). As it only has two legs, it’s arguably the easiest bet to win, depending on your selections, of course. The prices for each selection are multiplied together. This total is then multiplied by the stake to produce the final payout.


As the name implies, a treble is an accumulator with three selections. You’d expect the odds to be higher for a treble compared to a double, but the risk increases as you have more legs. Always remember that if one selection loses, the whole bet is lost.

50-selection Accumulator

Most Ghanaian betting sites allow customers to place accumulators with up to 50 selections. Understandably, the chances of landing these bets are relatively slim, but the payouts can be gigantic if you do win.

Same Game Accumulator

There are various names, such as Bet Builder, for this type of accumulator. It is most commonly associated with football betting. A customer makes selections from the same match, such as:

  • Tottenham to win
  • Harry Kane is anytime goalscorer
  • Over 10.5 corners
  • Under 5.5 cards

Cross Sport Accumulator

Curiously, there was a time when bookmakers wouldn’t accept cross-sport accumulators, but they are all the rage now. Quite simply, this is a normal multi-bet, but the selections come from different sports, for instance:

  • Manchester to win the Premier League
  • Australia to win the Rugby World Cup
  • Novak Djokovic to win the US Open
  • England to beat Australia in the 1st Ashes test

Accumulator Bet Calculator

Use our bet calculator to effortlessly work out the payouts from different accumulator bets.

Accumulator Calculator

Number of bets
# Odds

Where to Bet on Accumulators?

We’ve selected the top licensed and regulated betting companies in Ghana for accumulator betting. Have a look below and find your favorite.

  1. Get twice your deposit up to GH₵ 300 in Bet Credits for new customers at bet365.
    Min deposit GH₵ 1. Bet Credits available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. T&Cs, time limits & exclusions apply. Full T&Cs
    • In-play betting and boosted odds
    • Numerous live streaming events
    • Awesome live casino section
  2. Get up to GHS 200 in Free Bets
    Minimum deposit: GHS 1 Maximum bonus: GHS 200 Wagering requirements: 3x Odds: 3 or higher. Minimum quote: GHS 1 Duration of bonus: 30 days of first deposit Exclusion for some games: Any free bet balance is forfeited as soon as you make a withdrawal Offer is only available to accounts opened after July 7, 2021 Visit site Full T&Cs
    • Supports Ghanaian cedis
    • Various promos for new and existing users
    • Extensive range of sports markets
  3. 330% up to 3445 GHS
    18+.Minimum deposit: 200% – for deposits up to 380 GHS, 250% – for deposits of 381 GHS to 760 GHS, 300% – for deposits from 761 GHS. The bonus is valid for 30 days from the day of registration. For a 200% bonus: Half of the bonus amount must be wagered 5 times in pre-match or live accumulator bets. The second half of the bonus amount must be wagered 30 times in 1xGames.Each accumulator must contain 3 or more selections, at least 3 of which must be at odds of 1.40 or higher. For a bonus of 250% or higher: Half of the bonus amount must be wagered 10 times in pre-match or live accumulator bets. Each accumulator must contain 3 or more selections, at least 3 of which must be at odds of 1.40 or higher. The second half of the bonus amount must be wagered 35 times in 1xGames. T&Cs Apply. Full T&Cs
    • Simple and fast sign-up process
    • Wide selection of payment options
    • Superb new customer bonuses
    18+. The minimum deposit is GHS12.00. Wagering requirement: 5x/30 days the bonus amount in accumulator bets + WinGames x 30/30 days. At least 3 of the events included in an accumulator must have odds of 1.40 or higher. T&Cs Apply Full T&Cs
    • 24/7 Live chat support
    • Excellent mobile app
    • User friendly navigation and design
  5. Make your first deposit and get a 100% bonus up to 750 GHS
    18+. Make a deposit of at least 6 GHS. Get a 100% bonus up to 750 GHS for sports betting. The maximum sports betting bonus is 750 GHS. If the bonus is credited to the bonus account for sports betting, the wagering requirement will be 5x the bonus amount in accumulator bets. Each accumulator bet must contain at least three selections. At least three selections in each accumulator must have odds of 1.40 or higher. T&Cs Apply. Full T&Cs
    • Attractive welcome bonus
    • Ghana's best eSports betting site
    • Various payment options are available
  6. Triple bonus up to 200%
    18+. The welcome bonus is a bonus of 50% of the first deposit, 100% of the second and 200% of the third deposit during the promotion. The minimum deposit to earn the bonus is 10 GHS. In that case, you will receive a bonus of 5 GHS on the first deposit, 20 GHS on the second and 30 GHS on the third. The maximum bonus amount for the first deposit is 300 GHS, for the second deposit 600 GHS, and for the third deposit 1800 GHS. T&Cs Apply. Full T&Cs
    • Mobile apps for Android and iOS users
    • Aviator games available
    • Variety of promotions
  7. Get up to 1000% Extra Cash with our WIN BONUS!
    T&Cs: 18+. Get up to 1,000% extra cash on your winnings from 3 up to 50 selections – automatically added to your betslip! Your Win Bonus will be added to all bets of 3 or more selections, with odds of at least 1.20 per selection! As you place your combi-bets you will see your potential extra winnings on the betslip, up to a maximum of 327,500 GHS. Full T&Cs
    • Broad selection of slot and virtual games
    • Enormous jackpots
    • Free support via phone
  8. Get upto 450% Akwaaba bonus.
    18+. The maximum winning a customer may receive from any Qualifying Bet is capped at 100GHC exclusive of the value of the free bet awarded. Each Customer is only eligible for three (3) free bet awards during the duration of the promotion on their Qualifying Bets. The minimum net stake for the first Qualifying Bet must be 5 GHC. The first Qualifying Bet must have total minimum odds of 4.99. The maximum winning from the Free bet awarded is capped at 100 GHC. The first Qualifying Bet must have a minimum of 4 games in the bet slip. Full T&Cs apply. Full T&Cs
    • Livestream and cashout features
    • Great customer support
    • Competitive odds
  9. Welcome offer up to GHS 400 in free bets
    Minimum deposit: No requirement to make a deposit upon registration Maximum bonus: GHS 400 Wagering informations: x3. Odds: 1.30 ore more. Minimum quote: GHS 1 Duration of bonus: 5 days after being added to customer's account Exclusion for some games: Football - Exclusion for total goals odd/even bets Basketball, Tennis and Volley - total points odd/even bets Visit site Full T&Cs
    • Cashout tool feature
    • Quick and easy payment processing
    • Generous new customer bonus
  10. Welcome "AKWAABA" bonus: 100% up to 500 GHS
    18+. Minimum deposit 10 GHS. T&Cs Apply. Full T&Cs
    • Different promotions to choose from
    • User-friendly design
    • Excellent deposit and withdrawal time


An accumulator bet offers players the chance to win big from small stakes, which is why they are one of the most popular bet types around. To complete our review, check out the FAQs below for more information.

How to place an accumulator bet?

The beauty of online betting is that the bet slip is automated. Therefore, you only need to add the selections you want and they will automatically be compiled into one multi-bet. You then enter the bet amount and confirm the wager.

How do you win an accumulator bet?

This is the $64,000 question. Ultimately, there are no guarantees when betting on sports that you’ll win. However, you can improve your chances by thoroughly researching your bets. Also, think about the number of selections. The more you have, the more chance there is of losing.

How are accumulators calculated?

Accumulator bets are calculated by multiplying the odds together. For instance, a 4-leg accumulator has the following odds: 2.0, 5.0, 3.0, and 5.0. Therefore the total odds are (2x5x3x5) 150.0

What is draw no bet accumulator?

A draw no bet accumulator is a multi-bet that consists of draw no bet selections. Of course, the payout on this bet depends on the results because if a match is drawn, that bet is void.